Message From Edgard
“Our Primary Focus is You” This is more than just a slogan to me. I’m at your service for any mortgage need and always ready to help you with the best programs available tailored to your situation. I’m fluent in Spanish and can help be your guide through the entire mortgage process- start to finish. I look forward to working with you!
About Edgard
With over 20 years of experience in the mortgage industry, Edgard brings a wealth of knowledge and expertise to the lending process. His attention to detail and product knowledge helps ensure the lending process is smooth.
Edgard is passionate about providing personalized service to his clients, real estate agents, and peers. He offers a personalized consultation to dive deep into each client’s specific needs and wants and offers recommendations to help them on their homeownership journey. He is able to offer solutions where roadblocks may exist. His dedication to nurturing strong client relationships keeps him connected to homebuyers even after the transaction. Realtors enjoy his prompt attention to ensure transactions are smooth and closings are on time.
As a native Spanish speaker, Edgard is also a great resource for homebuyers who might need additional assistance. He’s here to help make the dream of homeownership a reality. Get started with Edgard today by filling out the form to connect.
Mortgage Products
Conventional
Applicable to a wide range of borrowers. Both Fixed and ARM options available.
FHA
Great for first-time home buyers. Put down as little as 3.5% downpayment.
VA Loans
No downpayment and No MI. Home ownership options for veterans and their families.
Refinancing
Lower your current mortgage rate or get cash out. Pay for home renovations, college, and more.
Jumbo Loans
Loan Amounts as high as $3 Million. Both Fixed and ARM options available.
ARM
Great for savvy investors. Typically lower initial rates than fixed term loans. Available in 3, 5, 7, and 10 year terms.
2ND Mortgage
Unlock your home’s equity. Great for home improvement projects or consolidating debt. Provides a fixed rate equity loan option
HELOC
Secured line of credit. Pay for home renovations, college, and more. Provides flexibility to pay down and reuse line of credit.
Down Payment Assistance
Remove the biggest obstacle to homeownership. Great for first-time buyers seeking additional funding.
Why OGI?
The OGI Difference
We understand that your mortgage is more than a transaction—it’s a major life moment. That’s why we prioritize transparency, education, and responsiveness. Whether you’re buying your first home, refinancing, or exploring investment opportunities, we’re here to simplify the process and put your interests first.
Personalized Service
You’ll work one-on-one with mortgage professionals who understand your goals—and care about your outcome.
Fast & Efficient Processing
We’re fully staffed to turn your loan around quickly—without sacrificing attention to detail.
Wide Range of Loan Options
From first-time homebuyers to seasoned investors, we have a mortgage product to match your needs and financial profile.